Fixed low rates
Private Sale
Dealer Sale
Pre approvals

How Chattel Mortgage Car Finance Can Help You​

National Loans understands that for many of our customers, having a vehicle is a necessity to keep their business running. A chattel mortgage car loan is the simple, practical, and smart way for you to finance the vehicles that you need for your business. More business owners are choosing a chattel mortgage for their new or used heavy vehicle finance, because they will become eligible for income tax deductions to interest charges and depreciation. Not only are we experts in this area, but our customers come to us time and time again, because we have built our business on what we value most, and that is integrity, transparency, professionalism, and a positive attitude.

Why Choose National Loans?

600+ Five Star Google Reviews

With thousands of loans delivered per year National Loans is Australia’s most trusted provider

We Work For You

We work for you, not the lenders, to get you the lowest rate and lowest repayment

Protect Your Credit Score

Protect your credit score by matching with the best lender the first time

Fast Approval

Apply in less than 5 minutes and get your loan pre-approved in as little as 1 hour

Access Lower Rates

25 years of industry experience sees us being able to access the lowest rates possible for each customer

Free Car Finder Service

Get access to new vehicles at fleet prices and a large selection of used cars

3 Simple Steps

1. Apply Now

Your finance specialist will take the information we need and search the market for the best finance package.

2. Choose Your Car

Already found a car? That’s great, just send us the details. If not, we can help source your new or used car from our network of contacts.

3. Sign And Collect

Once you’ve checked and signed the documents, we’ll settle the loan so you can collect your car. It’s that simple!

How Can You Benefit From Us?

First time buyers

If you are a first-time finance buyer:

  • We are available to answer all your questions.
  • We will give you peace of mind while going through this process.
  • We will offer you the best possible rate to meet your needs.
  • We will work with you as you learn the ins and outs of financing in Australia

Experienced Buyers

If you are an experienced buyer, we urge you to contact us today. Give us a chance to not only lower your costs and rates but offer you a better overall experience.

If you know what you are looking for, and understand financing vehicles, you have the most to gain from us.

Calculate your loan repayments
Loan Amount $
Loan Term Years
Interest p.a. %
Repayment Frequency
Loan Repay Type
Balloon Payment
Balloon Payment


Estimated repayment
$109.69
/Weekly
Balloon payment
$14000.00

What’s next? Request a call to confirm your quote.

Disclaimer: The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
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The calculator is provided only as a general self-help planning tool. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.

Do you have credit issues?

If you are in a circumstance where you are credit challenged we can craft a specialised plan for you to receive the loans you need without compromising your financial situation. We want to give everyone an equal opportunity to finance their lives without concern over their previous decisions.

Let Us Find You The Right Chattel Mortgage Car Loan

The National Loans team are here to assist you with your Chattel mortgage car finance. We start by understanding your circumstances, and then we match you with the optimum chattel mortgage car loan for your business requirements. It is through our trusted relationships with lenders, that we are able to attain the most outstanding loans on the market, matched to your preferences, and your unique status. We provide fast approvals too and that’s why we are the finance specialists you can always count on. Apply Now
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Chattel Mortgage Made Simple

At National Loans, we are all about making commercial finance easy. With so many options out there, we use our expertise to help our business customers find the chattel mortgage loan that best suits their unique requirements. We can even help you get your loan pre-approved in as little as 1 hour. Let us secure you a low rate on your chattel mortgage car finance from our panel of dedicated lenders today – get a quote online now, or to speak to one of our finance experts, simply phone 1300 358 358. We are available 7 days a week, 8am – 9pm AEST. Apply Now

What our customers say 600+ Reviews

Rhys Lord
Rhys Lord
08:29 11 Mar 22
Devin is FAST, very helpful, easy to engage with. Will definitely recommend him to anyone who is struggling with finding finance. Also he gives his honest opinion to help you make the best financial decision.
Mr Tee P
Mr Tee P
02:11 08 Mar 22
Dean Ladhams
Dean Ladhams
01:26 08 Mar 22
Nick McDonell
Nick McDonell
01:29 06 Mar 22
My partner and I recently had the pleasure of working with Charles to finance our new car. It was an amazing experience he was very quick at responding and answered all questions I had, it was sorted so very quickly and was a great change to the last place we tried to finance through. I highly recommend Charles !!
Bree Rice
Bree Rice
22:45 04 Mar 22
Smriti Ahuja
Smriti Ahuja
14:57 04 Mar 22
Peter Sarris has assisted me with obtaining my first ever loan and he made the whole process so easy. Would definitely recommend him to anyone!
Abby Moynihan
Abby Moynihan
08:19 04 Mar 22
Dealing with Brad was great. He was always happy to answer any question, so matter how big or small.
Emma Jackson
Emma Jackson
04:45 04 Mar 22
Had the most amazing experience from Charles at National Loans he kept me update to date with the entire process got approved within 24hours of lodgement and he gave me the figure I could go car shopping the entire process was immaculate, seamless and I cannot thank Charles enough for his efforts! Any question I had time or day even a Sunday he assisted I would send him a sms or call he would answer all questions and anything I needed. Also the rate I was offered was amazing!!!Going by previous reviews I understand why National loans has such a high rated reviews! The customer service is above and beyond from actual start to finish and even after! National loans employ the best of the best!!!! Charles you are a superstar and such a asset to National Loans!!! 5 stars is not enough!!!Hands down I am one of MANY happy customers 😊
Lorraine Pula
Lorraine Pula
08:31 03 Mar 22
Paris Einam
Paris Einam
08:01 03 Mar 22
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FAQs

Yes, we have fantastic relationships with a large number of car dealers , giving us access to fleet pricing on new vehicles and a large selection of used cars

Anyone who is an Australian resident, over 18 years of age that gains income from employment or pension can apply for a loan from us.

This is dependant on your circumstances. After receiving any supporting documents we may need, in most cases we can have an approval in 1 hour.

That’s absolutely fine, give our friendly team a call on 1300 358 358.

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